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What does a dedicated Personal Injury Attorney and Law Firm do for their clients? gavel-1238036-300x201

The Perazzo Law Firm – Dedicated to putting their clients interests first…Always! 

Personal injury accidents that require legal assistance and representation go beyond knowing the law (Tort Law), especially when dealing with insurance companies for compensation from personal injury accidents that lead to medical attention and economic losses. Personal injury accidents stemming from vehicle collisions, slip and fall incidents, dog attacks, premises liability claims, defective products or services, and wrongful death, will most often cast victims and loved-ones into a whirlwind of complications that stem beyond their concerns for physical, mental, and economic recovery. Many times, insurance companies will place obstacles down the road to recovery and resort to the common practice of offering accident victims unfair compensation settlements. Basically, and in layman’s terms, insurance companies like to make money not spend it, especially if the accident victim and/or family requires a large sum of money to compensate for losses incurred. However, it’s not all about money when a dedicated personal injury lawyer is involved. Though Jonathan Perazzo focuses on maximizing the accident victim’s recovery, he and his entire legal staff strive jointly to achieve their client’s 100% satisfaction. How? – By attending to every aspect of their claim throughout the entire legal process and until their case is resolved. When a client is 100% satisfied, Perazzo Law is too!

QUÉ HACER SI ERES EL PASAJERO EN UN ACCIDENTE DE UBER

Uber-accident-Lawyer-in-Miami-Perazzo-Law-200x300Cuando necesite compartir el viaje, lo último que esta pensando es la posibilidad sufrir un accidente dentro de un Uber. Leer abajo para entender qué hacer si eres el pasajero.

Con el creciente número de estadounidenses usando aplicaciones para compartir viajes, saber cómo mantenerse a salvo durante un viaje en Uber o Lyft es muy importante. Si usted es uno de los 36% de los adultos de EE. UU. Que usan un servicio de transporte compartido, probablemente se haya preguntado qué sucedería si tuviera un accidente mientras estaba en un Uber o Lyft. Después de todo, es una pregunta racional con muchas implicaciones potenciales.

Cuando la muerte injusta sucede dentro de una ambulancia

AMUBLANCE-ACCIDENT-LAWYER-2-PERAZZO-LAW-225x300Si bien no solemos asociar a nuestros socorristas con hechos de muerte injusta, ¿qué sucede cuando ocurre una negligencia dentro de una ambulancia?

Cuando escuchas el término “muerte injusta” o lees un artículo periodístico sobre negligencia médica, es probable que te imagines a un cirujano. Quizás él o ella ha dejado un instrumento dentro de la cavidad corporal del paciente durante la cirugía. O tal vez piense en un anestesiólogo que ha realizado un error de cálculo y, por lo tanto, le da al paciente una dosis letal de anestesia.

Miami-Car-Accident-Lawyer-300x200Cuando un carro se estrella contra objetos como árboles o postes de luz, experimentará algún tipo de daño; ya sea un faro roto, el parabrisas rajado, el airbag desplegado o incluso la destrucción total. El seguro de colisión ayuda a cubrir los costos de reparación del propietario del vehículo.

INFO BASICA SOBRE SEGURO DE COLISIÓN

Un automovilista que conduce por una carretera a alta velocidad a veces puede perder el control de su vehículo y sufrir un accidente por vuelco. En condiciones climáticas adversas o condiciones de la carretera, un vehículo fuera de control puede terminar chocando con un divisor de cemento o deslizándose a lo largo de barandas de acero. Si ocurre alguna de estas situaciones, el seguro de colisión ayudará a pagar los daños a su vehículo. Esto hace que el seguro de colisión sea altamente recomendable para aquellos que manejan autos caros o aquellos que disfrutan de la adrenalina que proviene de conducir a altas velocidades a lo largo de las carreteras y calles de Miami. Sin embargo, algunos propietarios de vehículos no tienen otra opción, ya que los automóviles o camiones arrendados o financiados a menudo pueden verse obligados a llevar un seguro de colisión hasta que su vehículo se pague por completo. En caso de accidente, su vehículo estará cubierto independientemente de la falla. Si tiene la culpa, no existe otra política, que no sea la cobertura general, que cubra los daños de su vehículo. Desafortunadamente, el seguro de colisión no cubre contra accidentes de golpe y huida; daños a otros vehículos, robo o daños por desastres naturales como huracanes; que puede derribar postes de luz o causar inundaciones que causen daños a la propiedad. Además, el seguro de colisión no paga las facturas médicas para tratar lesiones corporales.

WHAT TO KNOW ABOUT TRUCK ACCIDENTS IN MIAMI

TRUCK-ACCIDENT-PERAZZO-LAW-4-274x300A truck accident in Miami, or any other Miami-Dade city or suburb, can result in damages and injuries that will require legal representation by a professional truck accident attorney. Why? Because over half a million trucking accidents occur yearly across the U.S., with roughly 10% of those truck accidents ending in fatality. Furthermore, filing an insurance claim for compensation against an insurance company is no walk in the park, as insurance providers are in the business of making money not spending it. Thus, insurance companies will most often offer accident victims a settlement which is lower than their real claim value. Only a dedicated and experienced truck accident lawyer will be able to maximize an insurance claim and make sure just compensation is granted to the accident victim.

In Miami, a truck accident on a congested street can affect, not only other motorists, but also bikers, joggers, pedestrians, and anyone making their way amid traffic. This is because city streets are now designed for trucks, and neither is today’s modern society; which spends more time looking down at their phones rather than where their going. In other words, cell phones are distracting people when they are walking, driving, eating, and partaking in any activity in which their hands has access to their phones. Texting and driving among passenger cars, for example, is one of the leading causes of traffic accidents in Miami. A truck driver negligently using a cellphone to text & drive, or that is distracted by a GPS service, can easily be involved in an accident. At present, private and commercial vehicles are relying heavily on GPS service such as Google Maps and Waze to help them reach their destination more quickly. This has led to a rise in traffic along suburban streets and a cause for concern among rural communities as well.

WHAT HAPPENS AFTER A CAR ACCIDENT?

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In Miami, car accidents occur on a regular basis. That is why, it’s best to know what to do after motorists, and even passengers, are involved in an accident. Regardless of fault, the motorists involved must take certain measures to address any injuries, damages, or potential losses as a result of the collision. Much of what happens after a motor vehicle accident depends on the severity of the collision and the extent of injuries or damages (See 10 Basic Steps Following a Car Accident). This article, however, is not about what to do immediately after an accident, but rather, dealing with the legal implications and the insurance claims that may eventually follow. The victims of injuries, damages or losses will must likely file an insurance claim through a personal injury lawyer to receive compensation to cover medical expenses, repairs, lost wages, or even wrongful death. Florida motor vehicle owners are obliged by law to carry Personal Injury Protection (PIP) and Property Damage (PD) Coverage to help cover medical bills and property damage expenses in the sum of $10,000. However, $10,000 will not go a long way may easily be exhausted in a minor fender bender that ends in a broken nose. For this reason, motorists should know about what kind of coverage they carry and how far it will go to protect their finances and assets; regardless of fault. For example, a motor vehicle accident that involves an uninsured motorist at fault, may lead to the accident victim having to pay out of pocket for medical treatment. In fact, Florida is among the top five U.S. states with the highest percentage of uninsured motorists behind the wheel (see Uninsured Motorists). This said, many motorists are under the false impression that they will automatically receive money for their injuries just because they have insurance. Not so unless they carry one of the more costly insurance policies available in Florida such as: Comprehensive, Bodily Injury, Umbrella, etc. (see Insurance Policies for Florida Motorists). Individuals that can afford to carry those insurance policies will most likely only have to deal with the physical and mental ordeal caused by an accident, whereas those that carry basic coverage like PIP and PD, will also have to face the financial pitfalls of an insurance claim brought about against by an insurance claim lawyer if they are found at fault and  for an accident. Fault is fundamental in an accident claim for compensation and it is very important to hire the best car accident attorney to handle an insurance claim. It is important to highlight that insurance companies do not like paying out and will do everything in their power to minimize the injuries and/or damages in an attempt to save money. After all, insurance providers are in the business of making money not spending it. Most often, the other motorist will try to deny fault, as the consequences of admitting to fault will have a negative effect on their insurance premiums as well as their financial situation. That is why, hiring an experienced and trusted car accident attorney if fundamental following a motor vehicle accident because the accident victim will need someone fighting for justice and watching out for their best interests.

PLAWIn Miami, the Perazzo Law Firm strives to provide its car accident clients with the best possible legal representation when seeking compensation for injuries, damages, or losses from those at fault. After having sought medical attention to treat any injuries, and after having notified the authorities, the best thing to do is to contact our Miami or North Miami Beach law office ONLINE for a FREE initial consultation.

The Undervalued Importance of Uninsured Motorist Coverage

car-crash-in-miami-lawyer-300x242Though PIP (Personal Injury Protection) and PD (Property Damage) insurance are mandatory in Florida, uninsured (UM) and under-insured motorist (UIM) coverage tend to fly under the radar when it comes to the value they add when an accident occurs; especially when accident victims suffer severe personal injuries, damages, lost wages or wrongful death. According to the Perazzo Law Firm’s professional and experienced staff of car accident attorneys, uninsured motorist insurance (UM) is perhaps the most important insurance coverage a vehicle owner can carry. Why? Because the number of uninsured or under-insured motorists on Florida roadways and city avenues and streets is overwhelming. In fact, Florida ranks 5th nationwide when it comes to uninsured drivers. Another reason why UM is so highly recommended by the Perazzo Law Firm, is that UM is relatively cheap compared to the medical expenses that personal injuries may entail following an accident. Though PIP will cover your personal injuries for as much as $10,000, not all of it will go to cover your medical expenses (see PIP), which will undoubtedly surpass said amount for even a minor injury such as a broken nose. Furthermore, PIP fails to contemplate the victim’s suffering, lost wages, or damages to the accident victim’s vehicle.  Thus, the accident victim will need to pay out-of-pocket to cover the costs brought on for another motorist’s negligence. To safeguard your finances in the event of an accident involving an under-insured or uninsured motorist, in Miami, the Perazzo Law Firm, highly recommends contacting your insurance provider and ask about UM. In most cases, insurance companies do not offer UM because it is relatively cheap and they will have to pay-out in the event of injuries and losses that the policy holder has to face. Furthermore, it’s no secret that insurance companies are in the business of making money not spending it; hence, their reluctance to raise the policy holder’s awareness to the overall importance of carrying UM. Though UM offers great value in the event of an accident with a motorists that only carries PIP and PD, it is of enormous value when the driver at fault has no insurance. Motorists that have no insurance usually have limited assets, thus, they would not be able to cover any of the accident victim or victims’ losses. It is important to point out that purchasing UM is only possible when the vehicle owner carries Bodily Injury Coverage (BI), which covers the policy holder’s assets if found at fault for an accident that leads to personal injury, losses, or wrongful death. Also, there are two types of UM available: Stacked and Unstacked.

UNINSURED MOTORIST COVERAGE BASICS & EXAMPLES

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IN MIAMI, THE PERAZZO LAW FIRM SHARES VALUABLE INSIGHT FOR DEALING WITH INSURANCE CLAIMS FOLLOWING HURRICANE DAMAGE AND LOSSES

Has your property been damaged in a hurricane? If so, your insurance provider will send over one of their adjusters to evaluate and assess the damages to your property and decide on a settlement they consider fair to cover your property damage and economic losses. Sadly, your insurance provider’s adjuster may offer to settle for a value that is anywhere from 300-1000% lower than the real cost of repairs, replacement, and labor. Furthermore, an adjuster  carrier’s may overlook any possible future consequences from the initial hurricane damage. In Miami, the Perazzo Law Firm advises victims of hurricane damages to contact a trusted public adjuster before signing anything or receiving any sort of settlement from an insurance provider. An experienced public adjuster will help make sure the hurricane damage victim receives a prosper assessment from the insurance provider’s adjuster. However, insurance provider may sometimes refuse to settle the public adjuster’s claims value may not be met. In the event a settlement cannot be reached, an insurance lawyer will be needed to represent the claimant to fight for a settlement that best favors their client and not the insurance provider. Thus, an experienced property damage and insurance claims lawyer is essential following a natural disaster that causes damage to your property and creates unforeseen catastrophic economic losses.

WHAT A PUBLIC ADJUSTER WILL DO FOR THE HURRICANE DAMAGE VICTIM

MIAMI CAR ACCIDENT LAWYER SHARES VALUABLE INSIGHT ON MOTOR VEHICLE INSURANCE POLICIES IN FLORIDA

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Nobody gets behind the wheel of their car or truck expecting to get into an accident. Unfortunately, motor vehicle accidents in Miami are very common, and to protect your financial and physical well-being, insurance coverage helps to provide you, passengers, and other drivers with protection.

In Florida, carrying basic insurance is mandatory for registered motor vehicle owners. According to the Florida Bar, basic insurance consists of Personal Injury Protection (PIP) and Property Damage Insurance (PD). PIP insurance coverage safeguards the insured party (driver and/or household relatives on the policy) for up to $10,000 minus any deductibles regardless of fault. In the event of an accident that involves personal injury, the healthcare facility or doctor will be responsible for billing the insurance provider once the policy holder signs an assignment of benefits. PD insurance covers damage to another individual’s property as a result of an accident regardless of fault. The Perazzo Law Firm reminds PIP and PD insurance policy holders that these basic policies usually fall short of covering the full extent of injuries or losses. That is why, our car accident attorneys urge motorists to carry additional policies if economically viable. The insurance policies listed below (in order of importance) are highly recommended:

CRASH TEST DUMMIES BEHIND THE WHEEL OF SMART CARS?

1661e426-8ea8-4d72-ac30-7f02bd902ffe-225x300Over 1,000 licensed drivers ages 18+ took part in a nationwide online survey to find out if smart cars are making drivers dumb through modern automotive gadgets like driver assistance Adaptive Cruise Control (ACC) and Lane Keeping Assist (LKA). According to the survey and its results, motorists behind the wheel of modernly equipped vehicles are taking more risks, especially when coupled with negligent cellphone use such as texting and driving. In fact, the results of the survey reveal that smart car drivers confess to using their cellphone negligently through video chatting and/or using apps while they drive. Texting and driving accounts for over 60% of drivers with ACC and/or LKA, with social media interaction accounting for over 50% of drivers. Obviously, this negligent use of cellphones while driving has led to distraction behind the wheel, which according to the National Highway Traffic Safety Administration (NHTSA), has resulted in 3,166 fatalities in 2017 nationwide and some 50,000 accident reports in Florida alone, which ranks 2nd nationwide behind Louisiana in terms of distracted drivers. According to EverQuote, just under 92% of all motorists in the U.S. use their cellphone while operating a motor-vehicle. In an interesting statement by the assistant vice-president in the Enterprise Research department at State Farm; “Innovations such as Adaptive Cruise Control and Lane Keeping Assist are designed to make our roadways safer and meant to assist drivers, not replace them.” It doesn’t take a rocket scientist to figure out that the constant construction works being carried in and around the Miami metropolitan area and the absurd traffic decisions taken by city officials, places motorists and pedestrians in ever-growing danger. Thus, and ironically enough, smartphones and smart cars seem to be making people dumber through neglect and overall distraction behind the wheel of a moving vehicle. Drive safe and let your cellphone ride shotgun and nothing more.

If you, a loved-one or friend has been in a car accident involving negligent cellphone use by a motorist in Miami, or in any of the Cities We Serve in Miami-Dade or Broward, Perazzo Law recommends contacting us ONLINE or CALL (786) LAWS-411 for a FREE initial consultation. Perazzo Law offers its personal injury clients ZERO-OUT-OF-POCKET fees.

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AFFORDABLE HOUSING IN MIAMI FACING DIRE STRAIGHTS

With Miami-Dade County employee salaries averaging $50,000 a year, affordable housing seems to be weighing heavy on tenants struggling to make ends meet. According to recent studies, home values in Miami-Dade have rocketed by 66% compared to the 14% rise in worker wages over the ten-year period leading up to 2017. Though construction is evidently active in and around downtown Miami, modern price-tags target wealthy foreigners rather than members of the middle-class workforce. In fact, the 2019 State of the Nation’s Housing report by Harvard University states that low-rent housing availability (under $800 monthly) has fallen by 39% with a 2% drop in the number of low-income renters. The Harvard report goes on the say that 20% of new-single family houses constructed from 2007-2017 were valued at $200,000. According to this and other housing statistics publicly available, Miami renters allocate over 30% of their income to cover rent, which can average around $2,000 a month in modest neighborhoods such as North Miami. An executive director at Miami Homes For All stated in an interview that the crisis has spread and has affected the Miami-Dade middle and upper class and not just low-income families. With more than a third of monthly wages going towards rent, there is a shortage of available housing to those earning under $40,000 a year, which is just $10,000 less than the 80% of Miami-Dade county workers earn per year. In the meantime, though unemployment in the low-wage work sector has risen, the cost of real-estate and residential construction projects continue to rise. So where exactly should middle and lower income workers look to live within Miami-Dade county? And where should those looking to purchase a well-priced piece of real-estate shop? According to recent real estate reports for Miami-Dade county, cities such as Allapattah, Little Havana and Coconut Grove are expected to receive $7.5 million in funding to build affordable housing for the local Miami workforce earning between $30K-60K per year. According to statistics, the city facing the toughest affordable housing ordeals is Miami, which has the highest percentage of residents earning much less than the $50,000 yearly average salary. Housing reports state that there are some 85 housing units that fall under the Miami Beach scope, which include studio apartments priced at $740 per month in rental fees. According  to the a U.S. Census report, over 1 million residents, with an average income of some $60K, live in a separate sector of Miami-Dade. Unfortunately for middle and lower class households in Miami, rental fees for apartments and houses are expected to increase and not go down anytime soon.

real-estate-lawyer-in-miami-perazzo-law-firm-300x200The Perazzo Law Firm Serves Real Estate Transactions in Miami-Dade