Articles Posted in Insurance Claim

By The Perazzo Law Firm

For many of us, a personal vehicle is a necessity of life. We use it for everything, from buying groceries to ferrying kids to soccer practice. A personal vehilce is often used as a source of income. Unfortunately, a single car accident as a result of a negligent driver can cause, not only, serious injury from direct physical impact but also a loss of income.

Given this year’s hyper active hurricane season, many families have had their homes damaged. Heavy winds from storms have damaged roofs resulting in water entering inside the home. Severe floods have washed away driveways and caused water damage to the dwelling.

By The Perazzo Law Firm

The purpose of an insurance policy is to protect the policy holder in the event of a loss, damage or injury that the policy holder is unable to afford. In exchange for payment the insurance company agrees to cover certain losses or injuries.

As our loyal readers know, we have published many articles in the past explaining the insurance claim process and what to do when the insurance company wrongfully denies your claim. However, at times, the insurance company will acknowledge coverage and offer payment without the policy holder having to resort to a protracted litigation process. Unfortunately, the insurance companies do not always offer payment in the interest of the policy holder and instead pay to repair the damage in order to protect their own rights.

By The Perazzo Law Firm

Our homes tend to be our most valuable asset as a place to live as well as an investment for retirement. It is natural to want to insure your valuable asset. However, when a home suffers damage, most homeowners fail to report the loss to their insurance companies simply because they do not believe a loss may be covered. Some make a claim but fail to go any further when the insurance company rejects the claim. When your home suffers damage, it is important to consult a professional to find out your rights under the policy.

A large portion of homeowners dealing with damage fail to report it because they do not believed the loss is large enough or do not know it may be covered by the policy. Some homeowners attempt to make repairs themselves or hire a professional to make the repairs. When renewing your policy, the insurance company may want to inspect your property and may be less likely to renew the policy or may do so at a higher rate when previously unreported damage is discovered.

By The Perazzo Law Firm

We have received overwhelmingly positive feedback from our readers. Many of you have requested additional information on personal injury. One of the complexities of this area of law is knowing where to assign the fault for personal injury in a car accident.

It is easy to assign fault for personal injury to a single individual or an entity, however the reality may be more complicated. Personal injury may not necessarily involve a single event but may be continuous. An individual may be involved in a car accident where another driver failed to yield the right of way and caused a crash. However, faulty brakes may have contributed to the cause of the accident. Moreover, the safety systems in the victim’s vehicle may have been defective. Furthermore, the physician treating the injured victim may make a mistake and exacerbate the injuries or cause additional harm.

Mistakes To Avoid After A Car Accident

By The Perazzo Law Firm

Driving a motor vehicle is an, almost unavoidable, necessity whether for work or recreation. Unfortunately, car accidents, which result in serious injuries, are becoming increasingly commonplace. If you have been in a car accident, it is important to be prepared and avoid some of the common mistakes, which may affect any compensation.

What To Know About Products Liability

By The Perazzo Law Firm 

The holiday season is also known as the season of giving. We all look forward to unwrapping our favorite presents and also look forward to sharing gifts with our friends and families. But what happens when the gifts we give cause injury to our loved ones?

What To Know If You Have Been Injured In a Truck Accident

By The Perazzo Law Firm

The State of Florida, due to its geography, is a center of trade given its number of ports and airports. A high volume of goods moves into and out of the state every day. Most of the transportation over land involves semi trucks, which can carry everything from produce to heavy construction equipment. Large transport vehicles are far more difficult to maneuver and operate than lighter passenger vehicles given their size and turn radius. In addition, the height of the trucks, long stopping distance and the extent of the blind spots of the driver make collisions with passenger vehicles far more fatal then other types of car accidents.

By The Perazzo Law Firm

Boating accidents is a broad category of accidents involving a vessel regardless if any individual suffered injuries. However, typically boating accident involve personal injuries, death or missing persons. Even an incident where an individual suffered a fear of drowning with long-term mental anguish may be actionable.

Boating accidents tend to be very complex and challenging. Liability for a boating accident may involve the operator of the vessel, the employer, the owner of the vessel and the manufacturers of the vessel or its equipment and parts if it caused or contributed to the boating accident. A boating accident may be caused by operator error, which could make the operator, the employer and the owner liable.

How To Evaluate Motor Vehicle Collision Damages

By the Perazzo Law Firm

Every time we take to the road, we face the risk of a motor vehicle collision. Car accidents can occur through no fault of your own. You may take every precaution and still suffer a serious injury from a careless driver. If you have been involved in a motor vehicle collision, it is important to know how much compensation you may be entitled too. The categories of damage are economic damages, non-economic damages and punitive damages.

What To Do After A Hurricane Damages Your Home

By The Perazzo Law Firm

When your property suffers damage, you hope to rely on your insurance company to help restore your family home. Unfortunately, it is not always as easy as making a phone call to your insurance company.