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Articles Posted in Insurance Claim

POOR-LIGHTING-1-225x300Poor Lighting and Walking Surfaces

When walking surfaces are unsafe, it is a matter of time before someone trips, slips, or falls. When the lighting is poor, dim, or non-conventional as in the use of neon lights, the chances of suffering a trip, slip, or fall accident increase. Though retail outlets such as Publix, Walmart, etc., are well lit, with walking surfaces kept in proper condition and hazard-free, bars and nightclubs present certain hidden dangers to customers and guests. Poor lighting is one of the three main reasons why people trip, slip, or fall. When poor lighting and uneven walking surfaces combine, the chances of a trip and fall are overwhelming, especially to the intoxicated and elderly, who can suffer sever personal injury.

NEON LIGHTS, OBSTACLES, AND STEPS

Miami-Insurance-Claim-Lawyer-300x201MIAMI CAR ACCIDENT LAWYER ANSWERS FREQUENTLY ASKED QUESTIONS

“Should I use my PIP benefits after an accident?” This is one of the most frequently asked questions after a car accident and practically any sort of motor vehicle collision in Miami-Dade, Broward, and Orange County. According to Florida law, PIP (Personal Injury Protection) is mandatory for all registered vehicle owners and is meant to help cover medical expenses as a result of medical attention to treat injuries incurred in the accident. Florida motorists injured in a car accident must keep in mind that there is no down-side to using your PIP coverage after a car accident.

The Miami Car Accident and Personal Injury attorneys at the Perazzo Law Firm list the reasons why you should use your PIP coverage after an accident:

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The Miami car accident lawyer at the Perazzo Law Firm, Jonathan Perazzo, shares insight into car accidents that involve parking and the common accidents that occur while looking for or pulling out of a parking spot.

Every motorist must eventually detain their vehicle and get out. This action is called parking. Every driver knows this. But what many drivers don’t realize is how many accidents occur during the whole parking procedure, and how common parking accidents are in cities like Miami, Orlando, and Kissimmee. Parking your car or truck, be it at a Publix parking lot; between two other cars on a city street, or in the driveway of your home, requires attentiveness that go beyond basic driving skills. Just like turning left at an intersection requires the use of your turn signal, so should parking your car to avoid and accident require the use of proper signaling, as well as ample reaction time. Many drivers in Miami, for example, spend seemingly precious moments of their time looking for a parking space on congested city avenues or streets. When they spot a parking spot, they may maneuver their vehicle very abruptly by either making a sudden stop or lane change. Sudden stops and abrupt lane changes are a main cause of car accidents in Miami and other major cities in Miami-Dade, Broward, and Orange County.

When do most Parking accidents occur?

THE MIAMI CAR ACCIDENT LAWYERS AT THE PERAZZO LAW FIRM WILL HELP YOU AFTER AN ACCIDENT IN MIAMI-DADE, BROWARD, AND ORANGE COUNTY

car-accident-lawyer-miami-289x300Jonathan Perazzo, and the best Miami car accident lawyers, know that following a car accident, most drivers know that they may receive compensation for injuries or damages when they believe the car accident was not their fault. Though this is usually true, the alleged motorist at fault will probably have an insurance provider that will have a car accident lawyer and insurance adjuster looking to avoid paying the accident victim what he or she may deserve as compensation for their injuries and losses. This is one of the main reasons car accident victims should hire a car accident lawyer to help them file an insurance claim, which will be a formal legal means to obtain financial compensation to help cover medical expenses for treating personal injuries sustained after a car or truck accident.


What can happen if you don’t hire a car accident lawyer after an accident that results in personal injuries? 

Should I get a lawyer for an accident that was my fault?

car-accident-lawyer-miami-289x300The Miami car accident lawyers at the Perazzo Law Firm strongly suggest that car accident victims talk to a personal injury lawyer following an accident that results in injury, damages, or losses to the car accident victim.
Why you should get a lawyer after an accident that involves injuries:

Miami-Insurance-Claim-Lawyer-300x201In Miami, Jonathan Perazzo, founder and personal injury lawyer at the Perazzo Law Firm shares insight on the most Common Accidents that can lead to a Personal Injury Claim.


CAR ACCIDENTS rank at the top in terms of the most common type of accident with approximately 650 car accidents per day throughout the State of Florida. Figures for Miami and Orlando, the cities with the most car accidents per year according to statistics by the Florida Highway Safety and Motor Vehicles Department. The cause of most car accidents is a result of motorist negligence, where a motorist fails to drive in a careful and prudent manner, with disregard for the width, grade, curves, corners, traffic, and all other attendant circumstances, so as not to endanger the life, limb, or property of the car accident lawyer’s client. According to Jonathan Perazzo and the thousands of car accident cases handled, Texting and Driving is the number one cause of almost all car accident. Many times, car accidents in cities like Miami and Orlando involve other types of vehicles such as scooters and motorcycles.

When dealing with Car Accidents, a lawyer in Miami like Jonathan Perazzo affirms that one of the most difficult tasks for a Miami car accident lawyer is obtaining the compensation that the car accident victim deserves to cover medical expenses and any other losses stemming from the car accident. See What is an Insurance Claim?

THE PERAZZO LAW FIRM IN MIAMI EXPLAINS WHY A POLICE REPORT IS IMPORTANT AFTER AN ACCIDENT?

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In Miami, the personal injury lawyers at the Perazzo Law Firm share insight on why it’s important to notify the police following a traffic accident.

After an accident involving motor vehicles, cyclists, scooter operators, or pedestrians, contacting the authorities to report the accident is fundamental for determining fault for the accident. Establishing fault for a traffic accident is highly important, not only for the vehicle owner or injured parties, but fundamental for the success of a potential insurance claim for compensation, especially when there are personal injuries involved.

The best car accident lawyers agree that most traffic accidents occur at intersections. In Miami, the Perazzo Law Firm’s staff of Personal Injury Lawyers understand intersection accidents and the sorts of injuries drivers and passenger suffer following a crash, which may include head-on, rear-end, and side collisions.

Car-Accident-Lawyer-in-Miami-Perazzo-Law-300x200THE PERAZZO LAW FIRM EXPLAINS INTERSECTION ACCIDENTS AND WHAT TO DO FOLLOWING A CRASH THAT LEADS TO INJURIES

Drivers that are either stopped at an intersection or approaching one, are equally at risk of being involved in a traffic accident. In Miami, Jonathan Perazzo, personal injury lawyer and founder at the Perazzo Law Firm, together with his staff, have ample experience dealing with accidents that occur at intersections, and most often those which suffer the greatest losses are those that were in no way at fault for the accident. For example, a driver maybe stopped at an intersection waiting for a red light to turn green. Suddenly, another driver may attempt a left-hand turn and crash  head-on into the motorist at the light. It happens. Stopped drivers are crashed into regularly while waiting for a green light at intersections, waiting to turn, and even with a steady green light. Sadly, intersection accidents such as these, usually result in physical injury, which most likely will require medical care, either through an evaluation of any injuries sustained in the accident, or physical therapy to treat the common injuries, such as cervical, thoracic, and lumbar injuries. The Perazzo Law Firm highly recommends that car accident victims, including passengers, contact their Miami-Dade law offices ONLINE immediately after an accident to help make sure medical bills are covered and the accident victim receives the treatment he or she deserves as compensation.

dad-1470171-300x225IN MIAMI, THE PERSONAL INJURY STAFF AT THE PERAZZO LAW FIRM SHARES INSIGHT ON WHAT PASSENGERS INVOLVED IN MOTOR VEHICLE ACCIDENTS SHOULD DO AFTER A COLLISION, REGARDLESS OF FAULT.

A Miami car accident can explain that following a traffic accident, passengers may sometimes not know what to do. The Miami Personal Injury Lawyers that specialize in motor vehicle accidents, always consider it best to seek a FREE initial consultation and the best advice on how to proceed. After an accident, even a minor collision, passengers may sustain injuries, some of which may go unnoticed at first, but that may begin to manifest themselves sometime after the accident. Throughout Miami-Dade, Broward, and Orange County, the accident attorneys at the Perazzo Law Firm inform drivers, as well as passengers, that all registered motor vehicle owners are compelled to carry PIP (Personal Injury Protection), with which to cover personal injury for as much as $10,000 in medical expenses (See PIP Insurance).

What to do after an accident if you are a passenger:

Miami-Insurance-Claim-Lawyer-300x201IN MIAMI, THE PERAZZO LAW FIRM SHARES LATEST INFO ON BILL 54 PIP REFORM

NO-FAULT INSURANCE (PIP) REFORM VETOED

Governor Ron DeSantis has brought relief to the insurance industry and its representatives after vetoing a bid to repeal Florida’s PIP auto insurance system through Bill 54, which many believe would have caused insurance rates to rise. The bill, which would have radically altered the current Personal Injury Protection (PIP) insurance system for motorists involved in car accidents, was set to replace PIP with Bodily Injury (BI) coverage and requirements. The aim of the bill was to also offer guidelines for handling bad-faith litigation when filing insurance claims for compensation after a car accident in which motorists or passengers suffer personal injury and require medical treatment. Fortunately for personal injury attorneys and medical providers, Governor DeSantis felt that the provisions were not enough to pass Bill 54 and revamp the current PIP system. DeSantis stated the following, “Senate Bill 54 does not adequately address the current issues facing Florida drivers and may have unintended consequences that would negatively impact both the market and consumers.” Though the decision comes as good news to some, insurance providers maintain that the reform measures fail to fully harness bad-faith maneuvers by personal injury lawyers when seeking compensation for their car accident victims, alleging that the claimant’s real losses are inaccurately calculated. In an email to Florida Record, Kyle Ulrich, president, and CEO of the Florida Association of Insurance Agents, stated the following, “there was too much uncertainty about the cost implications of SB 54, and its impacts on drivers in Florida who can least afford a premium increase.” Furthermore, a switch to mandatory BI from PIP would have potentially caused a dramatic rise in insurance premiums to Florida motorists carrying PIP, which would have ultimately led to many motor vehicle owners unable to afford any insurance at all. This would have led to an increase in uninsured motorists on Florida avenues, streets, and highways. This fact would have been terrible news for victims of car accidents unable to afford medical care to treat personal injury, without the possibility of filing an insurance claim against the driver at fault. In a nutshell, mandating that Florida motor vehicle owners spend more on insurance would have made no sense and would have led to many accident victims unable to receive medical treatment for injuries after a car accident. According to statistics provided by the PIFF, 20% of all Florida motor vehicle owners and operators do not carry auto insurance, with this being the result of an inability to afford the current insurance rates set by insurance providers and the insurance industry in Florida.

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