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Articles Posted in Insurance Claim

Miami-Insurance-Claim-Lawyer-300x201IN MIAMI, THE PERAZZO LAW FIRM SHARES LATEST INFO ON BILL 54 PIP REFORM

NO-FAULT INSURANCE (PIP) REFORM VETOED

Governor Ron DeSantis has brought relief to the insurance industry and its representatives after vetoing a bid to repeal Florida’s PIP auto insurance system through Bill 54, which many believe would have caused insurance rates to rise. The bill, which would have radically altered the current Personal Injury Protection (PIP) insurance system for motorists involved in car accidents, was set to replace PIP with Bodily Injury (BI) coverage and requirements. The aim of the bill was to also offer guidelines for handling bad-faith litigation when filing insurance claims for compensation after a car accident in which motorists or passengers suffer personal injury and require medical treatment. Fortunately for personal injury attorneys and medical providers, Governor DeSantis felt that the provisions were not enough to pass Bill 54 and revamp the current PIP system. DeSantis stated the following, “Senate Bill 54 does not adequately address the current issues facing Florida drivers and may have unintended consequences that would negatively impact both the market and consumers.” Though the decision comes as good news to some, insurance providers maintain that the reform measures fail to fully harness bad-faith maneuvers by personal injury lawyers when seeking compensation for their car accident victims, alleging that the claimant’s real losses are inaccurately calculated. In an email to Florida Record, Kyle Ulrich, president, and CEO of the Florida Association of Insurance Agents, stated the following, “there was too much uncertainty about the cost implications of SB 54, and its impacts on drivers in Florida who can least afford a premium increase.” Furthermore, a switch to mandatory BI from PIP would have potentially caused a dramatic rise in insurance premiums to Florida motorists carrying PIP, which would have ultimately led to many motor vehicle owners unable to afford any insurance at all. This would have led to an increase in uninsured motorists on Florida avenues, streets, and highways. This fact would have been terrible news for victims of car accidents unable to afford medical care to treat personal injury, without the possibility of filing an insurance claim against the driver at fault. In a nutshell, mandating that Florida motor vehicle owners spend more on insurance would have made no sense and would have led to many accident victims unable to receive medical treatment for injuries after a car accident. According to statistics provided by the PIFF, 20% of all Florida motor vehicle owners and operators do not carry auto insurance, with this being the result of an inability to afford the current insurance rates set by insurance providers and the insurance industry in Florida.

injured-in-miami-294x300The Perazzo Law Firm shares some of the latest personal injury accident claims in Florida

WRONGFUL DEATH  – WOMAN DIES AFTER BIENG DROPPED BY AIRLINE EMPLOYEES 

Delta Airlines is facing a $300,000 wrongful death lawsuit after an elderly passenger was dropped while being moved from her wheelchair to her seat.

IN MIAMI, THE PERAZZO LAW FIRM SHARES INSIGHT FOR DEALING WITH PERSONAL INJURIES AND LOSSES FROM DEFECTIVE VEHICLE AND PARTS IN FLORIDA.

TESLA RECALL BEGINS OVER SAFETY MEASURES MAKING THEM UNSAFE TO DRIVERS IN THE EVENT OF A COLLISION

Tesla-Car-300x200Things keep getting worse for Tesla. Not only did its stock value plummet by 15% last month, but now, Tesla has announced new recalls on thousands of Tesla brand vehicles.

THE PERAZZO LAW FIRM SHARES VALUABLE INSIGHT FOR DEALING WITH INSURANCE CLAIMS FOR PROPERTY DAMAGE AND LOSSES FOLLOWING A HURRICANE IN MIAMI

CLIMATE CHANGE – A MAJOR CONCERN FOR MIAMI AND ALL SOUTH FLORIDA RESIDENTS –

Hurricane-Accident-Claim-Lawyer-Miami-300x294Miami: When Hurricane Irma made its way across the Caribbean and struck the U.S.  mainland in September 2017, some 6.5 million Floridians decided to evacuate to escape its destructive force. Sadly, many parts of Miami suffered extensive property damage through flooding and destruction from Irma’s recorded 112 mph winds. In total, 7.7 million Florida businesses and homes suffered power outages throughout almost 75% of the State. Hurricane Irma also left close to 85 fatalities because of drowning, life ending injuries, and inhalation of toxic fumes. In Miami-Dade, fallen trees, fencing, and flying debris caused property damage to almost 1000 homes, with storm surges leaving areas like Homestead, downtown Miami, and Miami Beach underwater. As if storm damage wasn’t enough, local businesses in the Miami Metro area experienced looting and burglaries (see civil unrest and looting lawyer).

The Miami car accident lawyers at the Perazzo Law Firm, share insight for understanding the changes that could affect motorists that carry the minimum insurance coverage required  in Florida

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Governor DeSantis is being pressed by Florida business owners to veto the most recent push to revamp the automobile insurance system and eliminate PIP (Personal Injury Protection) insurance coverage. Senate Bill 54, which was passed in late 2020, is expected to raise the minimum coverage required automobile insurance from $10,000 to $25,000. This increase would ultimately cost vehicle owners more money and lead to a devastating rise in the number of drivers that carry no insurance coverage at all. This would greatly impact those residents that are involved and injured in a car accident in Miami, and all Florida cities.

The Miami car accident attorneys at the Perazzo Law Firm remind motorists that several Florida cities rank at the top when it comes to car accidents & personal injuries sustained. Ultimately, this bill would make it almost impossible to receive medical care to treat injuries for an accident in which a noninsured driver was at fault.

Miami-Car-Accident-Tips-300x200MIAMI CAR ACCIDENTS AND INSURANCE CLAIMS LAWYER SHARES INSIGHT FOR DEALING WITH CAR ACCIDENTS AND INSURANCE CLAIMS FOR COMPENSATION

The Perazzo Law Firm’s staff of car accident attorneys, understand that almost all traffic accidents will involve an insurance claim for compensation, either to cover medical treatment for injuries or financial expenses for repairs to damaged vehicles. Keeping calm is the first piece of advice after an accident, but that won’t help cover costs. That is why, an insurance claim through a personal injury lawyer will be required following a car accident in Miami.

The Perazzo Law Firm reminds car accident victims that it is important to gather information regarding the road and weather conditions at the time of the car crash, and seek professional medical care to treat injuries. It is also important to pay attention to your surroundings to determine who may have been a potential witness to a crash.  Many private residences and commercial establishments have surveillance cameras which may have recorded the car accident and help provide an easy way to prove which driver was at fault. It is also important to take note of the first responders, including names and vehicle numbers. Over time, a tremendous amount of information may simply be forgotten making proving a case more complicated. It is also important to track your medical treatment and physical therapy in order to be able to prove the full extent of the damages and injuries suffered. IMG_E8109-300x298

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THE PERAZZO LAW FIRM SHARES INSIGHT FOR TRAFFIC ACCIDENTS AND INSURANCE CLAIMS IN MIAMI-DADE, BROWARD, AND ORANGE COUNTY

Who can be at fault for personal injuries in a car or truck accident?

We have received overwhelmingly positive feedback from our readers. Many of you have requested additional information on personal injury. One of the complexities of this area of law is knowing where to assign the fault for personal injury in a car accident.

What Happens When Your Car Accident Was Caused by a Defective Part

car-accident-lawyer-miami-289x300In Miami, the Perazzo Law Firm’s car accident lawyers understand that car accidents are usually caused by driver error. However, in certain situations a defective car part can play a role. A defective part can contribute to the damages caused or be the very cause itself. Over time, car parts become warn and can fail simply from wear and tear. In order to prevent that, proper and regular car maintenance can help. However, sometimes a manufacturers place profits over safety and release vehicles that are inherently unsafe.

One of the more common defective parts that can result in serious injuries are airbags. When an impact occurs, an air bag within the steering wheel is supposed to automatically deploy preventing serious head injuries. As part of the supplemental restraint system, air bags are also installed to prevent shoulder and leg injures when the origin of the impact is the side of the vehicle. A defective airbag can cause injury if it underinflates, overinflates or deploys unexpectedly without impact.

Perazzo-Law-Staff-300x296EN MIAMI, PERAZZO LAW FIRM COMPARTE LA INFORMACIÓN SOBRE LA COBERTURA DEL SEGURO PIP (PROTECCIÓN CONTRA LESIONES PERSONALES) Y CÓMO LE AFECTARÁ COMO DUEÑO DE UN VEHÍCULO EN LA FLORIDA.

Si eres propietario de un vehículo registrado en el estado de la Florida, Jonathan Perazzo, fundador y abogado de lesiones personales del Perazzo Law Firm, le recuerda que el seguro PIP es obligatorio en Florida. Sin embargo, todo eso podría cambiar muy pronto si el gobernador DeSantis firma el proyecto de ley que obligaría a los propietarios de vehículos motorizados registrados a tener BI (Seguro de Lesiones Corporales), que es visto por muchos como una buena medida porque favorece a las víctimas de accidentes automovilísticos y les ayuda a obtener cobertura para gastos médicos por lesiones corporales incurridos en un accidente automovilístico.


Esto es lo que Jonathan dijo sobre el cambio de PIP a BI:

Miami-Insurance-Claim-Lawyer-300x201IN MIAMI, THE PERAZZO LAW FIRM SHARES INSIGHT ON PIP (PERSONAL INJURY PROTECTION) INSURANCE COVERAGE AND HOW IT WILL AFFECT YOU AS A REGISTERED MOTOR VEHICLE OWNER IN FLORIDA.

If you are a registered motor vehicle owner in the State of Florida, Jonathan Perazzo, founder and personal injury lawyer at the Perazzo Law Firm, reminds you that PIP insurance is mandatory in Florida. However, that could all change very soon if Gov. DeSantis signs the bill that would compel registered motor vehicle owners to carry BI (Bodily Injury Insurance), which is seen by many as a good move because it favors car accident victims and helps them obtain coverage for bodily injury medical expenses incurred in a motor vehicle accident. But what about UM (Uninsured Motorist) insurance? According to Jonathan Perazzo, a highly dedicated car accident lawyer in Miami, UM insurance should be mandatory for all registered motor vehicle owners.

Here’s what Jonathan had to say about the change from PIP to BI:

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