WHAT HAPPENS AFTER A CAR ACCIDENT?
In Miami, car accidents occur on a regular basis. That is why, it’s best to know what to do after motorists, and even passengers, are involved in an accident. Regardless of fault, the motorists involved must take certain measures to address any injuries, damages, or potential losses as a result of the collision. Much of what happens after a motor vehicle accident depends on the severity of the collision and the extent of injuries or damages (See 10 Basic Steps Following a Car Accident). This article, however, is not about what to do immediately after an accident, but rather, dealing with the legal implications and the insurance claims that may eventually follow. The victims of injuries, damages or losses will must likely file an insurance claim through a personal injury lawyer to receive compensation to cover medical expenses, repairs, lost wages, or even wrongful death. Florida motor vehicle owners are obliged by law to carry Personal Injury Protection (PIP) and Property Damage (PD) Coverage to help cover medical bills and property damage expenses in the sum of $10,000. However, $10,000 will not go a long way may easily be exhausted in a minor fender bender that ends in a broken nose. For this reason, motorists should know about what kind of coverage they carry and how far it will go to protect their finances and assets; regardless of fault. For example, a motor vehicle accident that involves an uninsured motorist at fault, may lead to the accident victim having to pay out of pocket for medical treatment. In fact, Florida is among the top five U.S. states with the highest percentage of uninsured motorists behind the wheel (see Uninsured Motorists). This said, many motorists are under the false impression that they will automatically receive money for their injuries just because they have insurance. Not so unless they carry one of the more costly insurance policies available in Florida such as: Comprehensive, Bodily Injury, Umbrella, etc. (see Insurance Policies for Florida Motorists). Individuals that can afford to carry those insurance policies will most likely only have to deal with the physical and mental ordeal caused by an accident, whereas those that carry basic coverage like PIP and PD, will also have to face the financial pitfalls of an insurance claim brought about against by an insurance claim lawyer if they are found at fault and for an accident. Fault is fundamental in an accident claim for compensation and it is very important to hire the best car accident attorney to handle an insurance claim. It is important to highlight that insurance companies do not like paying out and will do everything in their power to minimize the injuries and/or damages in an attempt to save money. After all, insurance providers are in the business of making money not spending it. Most often, the other motorist will try to deny fault, as the consequences of admitting to fault will have a negative effect on their insurance premiums as well as their financial situation. That is why, hiring an experienced and trusted car accident attorney if fundamental following a motor vehicle accident because the accident victim will need someone fighting for justice and watching out for their best interests.
In Miami, the Perazzo Law Firm strives to provide its car accident clients with the best possible legal representation when seeking compensation for injuries, damages, or losses from those at fault. After having sought medical attention to treat any injuries, and after having notified the authorities, the best thing to do is to contact our Miami or North Miami Beach law office ONLINE for a FREE initial consultation.