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Articles Posted in Insurance Claim

¿Qué es un reclamo de seguro?

Miami-Insurance-Claim-Lawyer-300x201En Miami, el Estudio de Abogados Perazzo Law Firm, brinda informacion sobre Reclamos de Seguros para cubrir lesiones y perdidas tras un accidente en La Florida.

Un reclamo de seguro es un medio legal para obtener una compensación de aquellos que tienen la culpa legalmente después de un accidente, un acto de negligencia o cualquier tipo de irregularidad por parte de otra persona, fabricante u operador comercial. Cuando una víctima de accidente presenta un reclamo de seguro, generalmente a través de un abogado de lesiones personales, él o ella está haciendo una solicitud formal a su proveedor de seguros y / o al proveedor de seguros de los culpables. El reclamo de seguro está destinado a ayudar a compensar a las víctimas de accidentes para que puedan cubrir sus pérdidas financieras, dolor físico, trauma mental, daños o cualquier otra pérdida provocada por un accidente, negligencia o irregularidad. Jonathan Perazzo, abogado de lesiones personales y fundador de Perazzo Law Firm, insta encarecidamente a las víctimas de accidentes a que consulten a un abogado de lesiones personales de confianza y dedicado antes de presentar un reclamo de seguro por su cuenta. ¿Por qué? Porque es una práctica común entre los proveedores de seguros ofrecer a las víctimas de accidentes, o las que han sufrido pérdidas, liquidaciones inferiores a su valor real. En otras palabras, sin los servicios legales de un abogado especializado en lesiones personales, la persona que presenta el reclamo de seguro puede recibir menos de lo que realmente vale el reclamo. En caso de duda, comuníquese con un abogado de lesiones personales que se esforzará por obtener el máximo pago o compensación posible que se merezca para cubrir lesiones personales, daños o pérdidas.

In Miami, the Perazzo Law Firm shares insight for understanding insurance claims and how they work after an accident or situation that results in personal injury, damages, or losses.

Miami-Insurance-Claim-Lawyer-300x201What is an Insurance Claim?

An insurance claim is a legal means for obtaining compensation from those found legally at fault after an accident, an act of negligence, or any sort of wrongdoing by another individual, manufacturer, or business operator. When an accident victim files an insurance claim, most often through a personal injury attorney, he or she is making a formal request to their insurance provider, and/or the insurance provider of those at fault. The insurance claim is meant to help compensate accident victims so that they can cover their financial losses, physical pain, mental trauma, damages, or any other losses brought on from an accident, negligence, or wrongdoing. Jonathan Perazzo, personal injury attorney and founder of the Perazzo Law Firm, strongly urges accident victims, to consult a trusted and dedicated personal injury lawyer before filing an insurance claim on their own. Why? Because it is a common practice among insurance providers to offer accident victims, or those that have suffered losses, settlements which are lower than their real value. In other words, without the legal services of a dedicated personal injury lawyer, the person filing the insurance claim may receive less than the claim is actually worth. When in doubt, contact a personal injury lawyer that will strive for the maximum possible payout or compensation deserved to cover personal injury, damages, or losses.

Florida Senate sets sights on getting rid of PIP auto insurance


TALLAHASSEE —Florida Senators are full steam ahead with yet another proposal to get rid of the no-fault insurance system, otherwise known as PIP (Personal Injury Protection) for Florida motorists. If successful, this would radically change the way insurance providers, policy holders, and personal injury accident attorneys handle insurance claims for compensation following motor vehicle accidents.

The proposed bill (SB 54) aims to eliminate no-fault insurance and have it replaced by bodily injury coverage (see Insurance Policies for Florida Motorists). However, it must first must be passed by the Senate Judiciary Committee and face a probable lawsuit on behalf of personal injury attorneys that oppose the change.

hotel-lawyer-300x225Were you injured in a hotel? In Miami, the Personal Injury Attorneys at the Perazzo Law Firm share insight into dealing with accidents in hotels. 

After suffering an injury in a hotel, the accident victim or guest should immediately contact the hotel manager and report the accident and any injuries. In the event of injuries; which can range from fractures in a slip and fall accident, to burns or smoke inhalation from a hotel fire. Whatever the accident, businesses that offer accommodation and services to visitors, must abide by premises liability laws to safeguard against accidents that can result in injury, damages, or losses. An experienced personal injury law firm that places its client’s best interests at the forefront of their client’s hotel accident case, will apply all possible resources to guarantee highly dedicated legal representation that strives for full client satisfaction when filing an insurance claim. Contact the Perazzo Law Firm ONLINE now for a FREE initial consultation.

What to do after an accident in a hotel

What do I do after an accident that involves a U-Haul truck?

car-accident-lawyer-miami-289x300In Miami, Jonathan Perazzo and his personal injury staff of motor vehicle accident attorneys recommend U-Haul drivers, passengers, and all third party accident victims to treat the U-Haul truck accident just like any other traffic accident (see What to do after a traffic accident). However, not all U-Haul truck accidents occur while driving a U-Haul truck.

Most people associate U-Haul truck accidents with traffic collisions. However, many accidents involving U-Haul trucks occur while a U-Haul truck is being loaded or when a trailer is being hitched. Moving with a U-Haul truck is very convenient and there’s no doubting that. However, knowing how to load and secure cargo can require proper instruction in order to prevent accidents and injuries from occurring.

The Most Common Accidents while on Vacation in Miami

miami-city-1218429-300x225Jonathan Perazzo, personal injury lawyer and founder at the Perazzo Law Firm, explains some of the most common personal injury accidents suffered by vacationers in Miami.

Were you, a friend, or relative injured in an accident while on vacation in Miami? If so, you are not alone as every year, an average of 20 million tourists from the U.S. and around the world visit Miami for business or pleasure, with many fallen victim to negligence which leads to accidents and injuries. While tourism provides a leading source of income for the travel industry and hospitality sectors, it also lends itself to insurance, legal, and medical matters when tourists are involved in accidents. When vacationers are injured in Miami, most often they are involved in accidents that takes place at hotels, restaurants, shopping centers, city streets, or inside vehicles. Whatever the case, an accident while on vacation in Miami can occur at any time given the hustle and bustle of this busy South Florida city. But what are some of the most common accidents in which vacationers in Miami are involved?


miami personal injury lawyerJonathan Perazzo, personal injury attorney and founder of the Perazzo Law Firm, shares basic and valuable insight for drivers, passengers, or third-party victims that have suffered losses from an Uber accident in Miami-Dade or Broward County.

“Little known fact: in Florida, if the app is on at the time of the Uber accident, there is $50,000 in coverage through Uninsured Motorist Coverage (UM) for the Uber driver and $50,000 UM coverage for those individuals riding in vehicle that the Uber driver crashed into.” (See UM Coverage).


miami personal injury lawyerFollowing an accident that results in property damages or personal injury to you, friends, or relatives, in Miami, Jonathan Perazzo of the Perazzo Law Firm, highly recommends hiring a personal injury lawyer to best handle insurance claims for compensation to cover losses or medical expenses. If not, accident victims may fall victim to unfair settlements offered to them by insurance providers. It is vital that personal injury accident victims understand the importance of hiring a dedicated, experienced, and honest personal injury attorney to handle their case when they seek compensation for injuries, damages, or losses resulting from an accident. In Miami, Jonathan Perazzo and his highly-dedicated and professional personal injury staff, remind potential clients that choosing a law firm that has a good reputation in terms of results and client satisfaction, is just as important as going to the right doctor, electrician, or mechanic for service. Apart from understand the law and knowing how to confront insurance providers, a dedicated and experienced personal injury lawyer will be able to help accident victims that have suffered personal injury, seek proper medical care and get access to physical therapy facilities for quality rehabilitation. Also, given the experience obtained from handling thousands of clients that have sustained bodily injury, a personal injury lawyer will be able to relate to the pain and suffering accident victims experience. Furthermore, hiring a personal injury lawyer is extremely helpful when pain and suffering causes accident victims to become overwhelmed with the legal complications that come from accidents and insurance claims. Many times, accident victims fail to remember that an insurance claim may end-up in a court of law. When this happens, a personal injury lawyer is required to carry out a successful litigation.

Why is a personal injury lawyer needed when a case goes to trial? Simply because a trial lawyer has access to vital information that a client may not know exists, and this information may make or break a case, and this is of utmost importance when financial compensation for damages and injuries is at stake.   Without a personal injury lawyer representing you or a claim, your chances of obtaining money from an insurance provider diminish considerably. Thus, to maximize the chances of obtaining the compensation you, a friend, or relative deserves for damages or injuries, hiring a professional and experienced personal injury lawyer is crucial for success when negotiating with insurance providers. Most importantly of all and to answer “why is it important to hire a personal injury lawyer?’, accident victims must realize that following an accident that results in severe damages, injuries, or losses, a personal injury lawyer will have give you peace of mind with which to focus on your recovery in the event of bodily injury that requires medical care, surgery, or extended physical rehabilitation. With peace of mind from not having to worry about legal matters stemming from the personal injury case, clients can focus on their recovery and not have to worry about the complexities of the law.


sign-3-1314394-300x225In Miami, hurricane and storm damages can hurt you financially and emotionally. Hurricane damage such as flooding and electrical shortages can also endanger the lives of those in the house and be devastating to any family. During hurricane season, the lawyers at Perazzo Law in Miami, recommend that homeowners know their rights when hurricane or storms cause damage to their property or injury to household members. Suffering any damage to ones home can be difficult when your insurance claim is denied even though it should otherwise be a covered loss. The best solution for preventing property damage is preparation prior to a severe tropical depression or hurricane. In anticipation of any damage to your home, we recommend planning ahead by setting aside your policy, contact information for your insurance company and adjuster, a qualified repair specialist for any type of damage that may occur (i.e. plumber, roofer).




IMG_E8120-300x296After an accident, your dash cam footage can be worth a million dollars,Jonathan Perazzo of the Perazzo Law Firm in Miami-Dade.

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