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Articles Posted in Insurance Claim

The Miami car accident lawyers at the Perazzo Law Firm, share insight for understanding the changes that could affect motorists that carry the minimum insurance coverage required  in Florida

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Governor DeSantis is being pressed by Florida business owners to veto the most recent push to revamp the automobile insurance system and eliminate PIP (Personal Injury Protection) insurance coverage. Senate Bill 54, which was passed in late 2020, is expected to raise the minimum coverage required automobile insurance from $10,000 to $25,000. This increase would ultimately cost vehicle owners more money and lead to a devastating rise in the number of drivers that carry no insurance coverage at all. This would greatly impact those residents that are involved and injured in a car accident in Miami, and all Florida cities.

The Miami car accident attorneys at the Perazzo Law Firm remind motorists that several Florida cities rank at the top when it comes to car accidents & personal injuries sustained. Ultimately, this bill would make it almost impossible to receive medical care to treat injuries for an accident in which a noninsured driver was at fault.

Miami-Car-Accident-Tips-300x200MIAMI CAR ACCIDENTS AND INSURANCE CLAIMS LAWYER SHARES INSIGHT FOR DEALING WITH CAR ACCIDENTS AND INSURANCE CLAIMS FOR COMPENSATION

The Perazzo Law Firm’s staff of car accident attorneys, understand that almost all traffic accidents will involve an insurance claim for compensation, either to cover medical treatment for injuries or financial expenses for repairs to damaged vehicles. Keeping calm is the first piece of advice after an accident, but that won’t help cover costs. That is why, an insurance claim through a personal injury lawyer will be required following a car accident in Miami.

The Perazzo Law Firm reminds car accident victims that it is important to gather information regarding the road and weather conditions at the time of the car crash, and seek professional medical care to treat injuries. It is also important to pay attention to your surroundings to determine who may have been a potential witness to a crash.  Many private residences and commercial establishments have surveillance cameras which may have recorded the car accident and help provide an easy way to prove which driver was at fault. It is also important to take note of the first responders, including names and vehicle numbers. Over time, a tremendous amount of information may simply be forgotten making proving a case more complicated. It is also important to track your medical treatment and physical therapy in order to be able to prove the full extent of the damages and injuries suffered. IMG_E8109-300x298

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THE PERAZZO LAW FIRM SHARES INSIGHT FOR TRAFFIC ACCIDENTS AND INSURANCE CLAIMS IN MIAMI-DADE, BROWARD, AND ORANGE COUNTY

Who can be at fault for personal injuries in a car or truck accident?

We have received overwhelmingly positive feedback from our readers. Many of you have requested additional information on personal injury. One of the complexities of this area of law is knowing where to assign the fault for personal injury in a car accident.

What Happens When Your Car Accident Was Caused by a Defective Part

car-accident-lawyer-miami-289x300In Miami, the Perazzo Law Firm’s car accident lawyers understand that car accidents are usually caused by driver error. However, in certain situations a defective car part can play a role. A defective part can contribute to the damages caused or be the very cause itself. Over time, car parts become warn and can fail simply from wear and tear. In order to prevent that, proper and regular car maintenance can help. However, sometimes a manufacturers place profits over safety and release vehicles that are inherently unsafe.

One of the more common defective parts that can result in serious injuries are airbags. When an impact occurs, an air bag within the steering wheel is supposed to automatically deploy preventing serious head injuries. As part of the supplemental restraint system, air bags are also installed to prevent shoulder and leg injures when the origin of the impact is the side of the vehicle. A defective airbag can cause injury if it underinflates, overinflates or deploys unexpectedly without impact.

Perazzo-Law-Staff-300x296EN MIAMI, PERAZZO LAW FIRM COMPARTE LA INFORMACIÓN SOBRE LA COBERTURA DEL SEGURO PIP (PROTECCIÓN CONTRA LESIONES PERSONALES) Y CÓMO LE AFECTARÁ COMO DUEÑO DE UN VEHÍCULO EN LA FLORIDA.

Si eres propietario de un vehículo registrado en el estado de la Florida, Jonathan Perazzo, fundador y abogado de lesiones personales del Perazzo Law Firm, le recuerda que el seguro PIP es obligatorio en Florida. Sin embargo, todo eso podría cambiar muy pronto si el gobernador DeSantis firma el proyecto de ley que obligaría a los propietarios de vehículos motorizados registrados a tener BI (Seguro de Lesiones Corporales), que es visto por muchos como una buena medida porque favorece a las víctimas de accidentes automovilísticos y les ayuda a obtener cobertura para gastos médicos por lesiones corporales incurridos en un accidente automovilístico.


Esto es lo que Jonathan dijo sobre el cambio de PIP a BI:

Miami-Insurance-Claim-Lawyer-300x201IN MIAMI, THE PERAZZO LAW FIRM SHARES INSIGHT ON PIP (PERSONAL INJURY PROTECTION) INSURANCE COVERAGE AND HOW IT WILL AFFECT YOU AS A REGISTERED MOTOR VEHICLE OWNER IN FLORIDA.

If you are a registered motor vehicle owner in the State of Florida, Jonathan Perazzo, founder and personal injury lawyer at the Perazzo Law Firm, reminds you that PIP insurance is mandatory in Florida. However, that could all change very soon if Gov. DeSantis signs the bill that would compel registered motor vehicle owners to carry BI (Bodily Injury Insurance), which is seen by many as a good move because it favors car accident victims and helps them obtain coverage for bodily injury medical expenses incurred in a motor vehicle accident. But what about UM (Uninsured Motorist) insurance? According to Jonathan Perazzo, a highly dedicated car accident lawyer in Miami, UM insurance should be mandatory for all registered motor vehicle owners.

Here’s what Jonathan had to say about the change from PIP to BI:

STOLEN VEHICLES AND AUTO INSURANCE CLAIMS

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  • What happens if your vehicle is stolen and the culprit crashes into another vehicle, an object, or runs over a pedestrian?
  • Who covers the damages to your vehicle if it is stolen and crashed.

lawyer-perazzo-1-300x297In Miami, the Perazzo Law Firm strives to be the best personal injury law firm for Miami-Dade and Broward County residents that have suffered bodily harm in an accident or experienced losses from the negligence of others. How, by guaranteeing that the Perazzo Law Firm’s personal injury staff applies all possible resources to achieve the best possible results for their client’s personal injury case and claims for compensation. In Miami and North Miami Beach, Jonathan Perazzo, personal injury attorney and founder at the Perazzo Law Firm, makes sure that the Perazzo Law Firm staff aims to meet every client’s individual legal needs by dedicating the necessary time and effort to achieve their client’s full satisfaction when handling their insurance claim for compensation after an accident. The Perazzo Law Firm serves personal injury clients in cities and suburbs such as:

Aventura – Bal Harbour – Biscayne Park – Coral Gables – Coral Terrace – Cutler Bay – Doral – Golden Gables – Hialeah- Homestead – Kendall – Key Biscayne – Little Havana – Little Haiti – Miami – Miami Beach – Miami Gardens – North Miami Beach -Palmetto Bay – Pinecrest – Broadview Park- Boulevard Gardens – Coral Springs – Coconut Creek – Cooper City – Dania Beach – Davie – Fort Lauderdale – Hillsboro Beach – Hollywood – Pembroke Pines – Pompano Beach – Tamarac – and every other city and suburb in South Florida

If you are a resident of any of these South Florida cities and suffered personal injury or losses from an accident or other form of negligence and wrongdoing, do not hesitate to contact the Perazzo Law Firm ONLINE now for a FREE initial consultation and ZERO OUT-OF-POCKET FEES to personal injury clients seeking compensation through an insurance claim.

IN MIAMI, THE PERSONAL INJURY LAWYER, JONATHAN PERAZZO OF THE PERAZZO LAW FIRM, ANSWERS THE QUESTION; “WHEN IS AN UBER DRIVER AT FAULT FOR AN ACCIDENT?”

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Uber Drivers and Liability for Accidents

An Uber driver may be found at fault for an accident if he or she has acted negligently while behind the wheel of his/her vehicle and caused an accident. At the scene of the accident, a police officer will write a report and if found at fault, the Uber driver will receive a citation,  usually for careless driving, failure to yield to oncoming traffic, or failure to yield to right of way, etc. The police report and eyewitness testimony are usually the two most important factors for determining fault in an accident that involves an Uber driver. Almost all Uber accidents will involve one or more of the following:

real-estate-lawyer-in-miami-perazzo-law-300x222FLORIDA HOMEOWNERS SET TO FACE SOARING INSURANCE RATES

In Miami, the Real Estate Lawyers at the Perazzo Law Firm, share information on rising home owner insurance rates expected to hit home soon; expected to double by 2023.

Florida homeowners and property owners are expected to face an insurance crisis as rates are rising so high that many stand the chance of not being able to obtain an insurance policy with which to help cover losses from hurricanes, storms, fires, or any other event that results in damage to their property. Among the most common homeowner woes are leaky roofs, busted pipes, and electrical installations, all of which require the assistance of professionals to fix the problems. Sadly, these professionals are expensive and without homeowners insurance to help cover the bill, the problem may not get fixed as many homeowners will be unable to afford them. Claims for hefty repair bills usually end up in court years later, which involve lawyer fees as well as court fees. Insurance companies for their part, claim that they have lost billions in 2020 due to fraud on behalf of contractors and damage caused by adverse weather conditions. For example, the most recent destructive hurricanes to pass through South Florida resulted in tens of billions in payouts, which has prompted insurance providers to seek insurance rate increases ranging from 10%-35%, as well as restrictions on coverage in order to help offset their losses. These new measures will greatly impact the middle and upper-class property owners, but are expected to exclude those homeowners who have older properties and those in areas of high criminal activity. The insurance companies are also looking for State legislators to pass a vast number of bills to lower fraudulent contractors, detect adjustors that do not have a license, and lower property damage attorney fees.

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