HURRICANE DAMAGES AND INSURANCE CLAIMS

PROPERTY-DAMAGE-LAWYER-300x200

IN MIAMI, THE PERAZZO LAW FIRM SHARES VALUABLE INSIGHT FOR DEALING WITH INSURANCE CLAIMS FOLLOWING HURRICANE DAMAGE AND LOSSES

Has your property been damaged in a hurricane? If so, your insurance provider will send over one of their adjusters to evaluate and assess the damages to your property and decide on a settlement they consider fair to cover your property damage and economic losses. Sadly, your insurance provider’s adjuster may offer to settle for a value that is anywhere from 300-1000% lower than the real cost of repairs, replacement, and labor. Furthermore, an adjuster  carrier’s may overlook any possible future consequences from the initial hurricane damage. In Miami, the Perazzo Law Firm advises victims of hurricane damages to contact a trusted public adjuster before signing anything or receiving any sort of settlement from an insurance provider. An experienced public adjuster will help make sure the hurricane damage victim receives a prosper assessment from the insurance provider’s adjuster. However, insurance provider may sometimes refuse to settle the public adjuster’s claims value may not be met. In the event a settlement cannot be reached, an insurance lawyer will be needed to represent the claimant to fight for a settlement that best favors their client and not the insurance provider. Thus, an experienced property damage and insurance claims lawyer is essential following a natural disaster that causes damage to your property and creates unforeseen catastrophic economic losses.

WHAT A PUBLIC ADJUSTER WILL DO FOR THE HURRICANE DAMAGE VICTIM

The Perazzo Law Firm informs hurricane damage victims that a trusted and experienced public adjuster will strive to maximize your recovery and assess your damages from the beginning to the end of the claim. Furthermore, an adjuster will handle the process of dealing with the insurance provider to guarantee a fair recovery. Thus, it is vital to have an expert evaluate the extent of any damages. A leaky roof may lead to unexpected swelling of wooden floors, which could lead to having the floorboards ripped up, which could mean new paint on the walls. Suddenly, a leaky roof can end up costing $50,000, with the insurance provider offering you a settlement of $5000 to fix the leak. That is why the Perazzo Law Firm recommends consulting a professional before signing a proof of loss and releasing the right to claim for an agreed amount. Public adjusters know how to evaluate damages and put a value on things that an insurance provider adjuster may overlook in order to offer a lower settlement. Thus, it is wise to contact an Insurance Claim attorney for litigation to obtain the amount duly attributable to hurricane damage victims. Insurance providers have 90 days to settle or reject a property damage claim. If in doubt of who to call after hurricane damages or economic losses, contact the Perazzo Law Firm ONLINE or CALL (786) LAWS-411 in Miami-Dade.

WHAT AN INSURANCE CLAIMS ATTORNEY WILL DO FOR THE HURRICANE DAMAGE VICTIM

A professional and experienced insurance claim lawyer will represent you after an adjuster has filed a damage claim to the  insurance carrier. In almost all cases, the insurance carrier will have one of their damage adjusters determine what the claim is worth by taking into account the visible extent of the damages. However, the insurance carrier’s adjuster will offer a settlement that is far less than the actual value of damages and losses. By way of a public adjuster hired by the claimant, the recovery value will be negotiated and many times, a settlement cannot be reached. When this occurs, an insurance claim attorney will step-in and fight for a settlement that favors their client, in this case, the hurricane damage victim. The insurance claim lawyer will litigate in favor of their client and try to settle the claim out of court. If necessary, the insurance claim attorney will take the case to court and in the event that the insurance claims attorney wins the legal battle, the insurance provider will be liable for all court and legal fees owed as a result of the property damage claim. In Miami, the Perazzo Law Firm fights aggressively to make sure insurance providers and their adjusters do not take advantage of property damage victims and strive for their client’s full satisfaction.

 power-cuts-miami-lawyer-300x223

WHAT TO DO AFTER A HURRICANE HAS CAUSED PROPERTY DAMAGE AND LOSSES.

Hurricane season spans throughout the months of June-November; and that’s quite a long time to be worried about when disaster will strike your town, city, or state. In Miami, the Perazzo Law Firm recommends being prepared, not only before a hurricane, but also after. Heavy rains and very strong winds can produce damage to your property by way of flooding, fallen trees, downed power lines, and flying debris. These factors combined can greatly increase the chances of water entering your home, roofs to start leaking, or windows to break. When water enters your home, the chances of suffering property damage are very high. Thus, it is important to assess the potential consequences flooding can have on the bowels of your home. Water will find its way through your walls and floor boards. Thus, water in your home must be assessed by an experienced public adjuster. It is important to highlight that most injuries and accidents take place after a hurricane has passed. Thus, the Perazzo Law Firm recommends the following:

  • Stay indoors until you receive official confirmation that the hurricane has passed
  • Stay clear of downed power lines or objects near fallen cables or wires
  • Stay clear of puddles near any downed power lines
  • Report any hanging cables or phone lines immediately by contacting the authorities
  • Avoid driving unless absolutely necessary and avoid driving over bridges or heavily flooded areas
  • Do not attempt to make any repairs unless the repairs are absolutely necessary to safeguard well-being
  • Avoid climbing onto the roof of your house as it may be have been weakened by rain and wind
  • Stay clear of areas where there is a strong stench of gas, gasoline, or any other chemical and notify the authorities
  • Do not turn the power back on if there is flooding in your home
  • Once it is safe to do so, document all damages through photographs and video footage
  • In the event of injuries sustained, contact the police and avoid driving unless necessary
  • Throw away any foods left in a refrigerator for more than 10-12 hours without power
  • If possible and safe to do so, gather eyewitness testimony of the damages
  • Contact a trusted public adjuster to handle your property damage claim
  • Contact an experienced property claims attorney to help obtain a fair settlement for damages from the insurance carrier

PLAWIf you, a loved one, or friend has suffered property damage or losses as a result of a hurricane, in Miami, the Perazzo Law Firm urges you to contact us by visiting our site or calling: (786) LAWS-411 or 888-PERAZZO.

THE PERAZZO LAW FIRM – DEDICATED TO PUTTING YOUR INTERESTS FIRST, ALWAYS!

OFFICES IN MIAMI-DADE