“Car accident victims usually call too late, and then find out they don’t have enough insurance to cover their losses,” says Jonathan Perazzo of the Perazzo Law Firm in Miami.
UNDERSTANDING CAR ACCIDENTS AND INSURANCE CLAIMS IN MIAMI
Given his firm’s extensive track-record handling car accident claims that involve personal injury, Jonathan Perazzo, founder and personal injury lawyer, knows that medical bills, even after a minor car accident, will easily surpass the $10,000 mark. These medical expenses will also certainly rise when the car accident injuries require extensive physical therapy or other corrective measures such as surgery. With medical costs rising sharply in line with inflation, car accident victims that believe to have suffered injuries, must contact a car accident lawyer immediately. Why? There are many reasons for contacting a car accident lawyer following a crash.
Here are some of the reasons:
- Car accident insurance claims have an expiration date. In other words, if you don’t act quickly after a car accident that involves injury, you may not be able to file an insurance claim for compensation or have your car accident lawyer go to trial for you and your rights.
- Accounts of the accident need to be fresh to avoid getting lost. Witnesses may no longer be available and any injuries may seem less important than they really are. Time leads to claim ineffectiveness.
- With inflation on the rise like never before, the sooner you receive compensation for losses from car accident injuries, the better you’re chances of NOT going into pocket for medical bills.
- Insurance claims that are filed quickly, can usually take 2-3 months to settle. This depends greatly on the extent of injuries and treatment.
“Don’t wait to talk to a car accident lawyer after an accident. Tomorrow may be too late!”
What a car accident victim does after an accident is crucial to the success of a possible insurance claim for compensation. In Miami, the Perazzo Law Firm strongly urges car accident victims to contact a car accident lawyer to find out about what to do after an accident (see What to do after an accident). The most common mistake that those involved in a car accident do is fail to gather the other driver’s information. The most important part of a car accident is getting the other driver’s insurance information. Without that, it’s practically impossible, or very complex to get your insurance provider to recognize the accident. Thus, make sure to get that vital piece of information following a car accident.
Apart from seeking immediate medical attention, contacting a car accident lawyer will help guide you through the legal process so that you can focus on recovery at respected healthcare facilities in Miami-Dade and Broward County. Medical expenses after a car accident can easily rise beyond what PIP (Personal Injury Protection) covers in the event of injuries after a car accident. An MRI to determine neck or back injuries, which are common in rear-end collisions, can cost anywhere from $3500 – $4500. Two MRIs and a doctor’s visit will surpass $10,000, which is what PIP covers.
The Perazzo Law Firm strongly suggests purchasing additional coverage such as UM (Uninsured Motorist Coverage) or BI (Bodily Injury), which will help the injured car accident victim cover medical expenses and losses (see Insurance Policies for Florida Motorists).
Contact Jonathan Perazzo at the Perazzo Law Firm for a FREE initial consultation.
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