MOTORCYCLE MAYHEM IN MIAMI: Recreational motorcycling along the Florida coast remains an absolutely breathtaking experience. However, riding through the Miami metropolitan area has become a routine survival mission for those depending on motorcycles to commute and work. Motorcycle riders that are involved in accidents that include cars or trucks usually suffer personal injury, property damage, or losses. Sadly, with the scores of pedestrians, joggers, bikers, scooters, cars, and trucks that make-up part of the daily urban landscape, it’s just a matter of time before a motorcycle accident happens. Though the factors behind motorcycles accidents vary, Perazzo Law understands reckless driving and overall negligence are perhaps the leading causes. In other words, safe drivers are less likely to get injured or killed while riding their motorcycle through Miami-Dade or Broward County cities. When motorcycle accidents occur, Perazzo Law’s professional representation may be required for handling the legal complexities that compensation claims involve.
Perazzo Law Shares basic insight into Motorcycle Laws in Florida
Whether riding to work in the city or delivering a pizza in the suburbs, a motorcycle accident can occur as a result of individual fault or third party negligence. Most motorcycle accidents that involve other motor vehicles may end in bruises, fractures, or even death. But who’s going to pay for property damage, medical bills, or funeral expenses?
To address these questions, Perazzo Law offers the following insight.
Unlike cars, Florida Law does not require motorcycle operators or owners to carry PIP insurance coverage. However, a motorcycle operator must carry some sort of insurance coverage with which to compensate those on the receiving end of their negligence in an accident. Ultimately, Florida law will hold them legally and economically liable for injuries, damages, losses incurred upon those that suffer personal injury. SEE MOTORCYCLE ACCIDENTS
Perazzo Law highlights the fact that a motorcycle rider that carries no-fault insurance may be able to seek compensation for injuries or damages through a personal injury lawyer in an insurance claim. However, fault on behalf of another motorist must be proven and this is never a guarantee. Motorcycle accident claims for compensation can be a complex and time-consuming legal process. Thus, Perazzo Law always recommends motorcycle operators to carry insurance to safeguard their personal and financial well-being in the event of a motorcycle accident.
If the motorcycle rider is at fault and is unable to provide Proof of Financial Responsibility, he/she may face legal issues. The motorcycle rider may have his/her license or registration revoked, and may have to pay fines before being able to ride again.
What is Proof of Financial Responsibility?
Financial Responsibility basically refers to motorcycle Insurance, which can be provided by a Florida Insurance broker. These insurance policies may include:
- $10,000 for single person bodily injury liability.
- $20,000 for two or more people bodily injury liability.
- $10,000 per crash for property damage liability.
THE FLORIDA HELMET LAW
Generally speaking, all motorcycle riders should wear helmets for the sake of their own personal well-being. However, if you are 21 years of age or over and you carry $10,000 in medical coverage, then you are legally exempt from wearing a helmet. Perazzo Law recommends that all motorcycle riders wear a helmet when riding on the highway, at high speeds, or recklessly through urban areas.
If you, a friend, or relative has been involved in a motorcycle accident, contact Perazzo Law ONLINE or CALL 1-888-PERAZZO