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BIKE RIDING ACCIDENTS

bike-accidents-in-miami-perazzo-law-300x300In Miami, the Perazzo Law Firm knows that bike riding accidents happen all the time, and they are usually the result of negligent motorists that either do not see bike riders or don’t give them the riding respect they deserve. Sadly, Florida ranks atop most U.S. states when it comes to the risk of being injured or killed while riding a bicycle. But why is Florida, and Miami in particular, so dangerous for bike riders, and what can cyclist do to stay safe? Also, what should bike riders that fall victim to a negligent motorist do, especially if they suffer injuries, damages or losses as a result of a bike accident? The Perazzo Law Firm strives to provide the best possible answers to bicycle accident victims and their loved ones following an incident that involves a motor vehicle in Miami or in any of the cities where our professional staff of attorneys provides clients with profession representation and just compensation for injuries and losses from bicycle accidents. Injured in a bike accident? Contact the Perazzo Law Firm for a FREE initial consultation and ZERO COSTS to our personal injury clients.

WHERE DO BIKE RIDING ACCIDENTS HAPPEN?

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trucking-accident-lawyer-miami-perazzo-law-300x265Tras un accidente que tiene como protagonista un camión, contar con un abogado profesional y con amplia experiencia es clave para un resultado favorable. Pero Porque?

1. Tienen años de experiencia

Cuando se trata de un abogado especializado en accidentes de camiones, está obteniendo a alguien que tiene mucha experiencia. Si alguien tiene reputación de trabajar en este campo, es probable que pueda decirle cuánto tiempo lo ha estado haciendo. Tendrán una lista de los antiguos asentamientos y casos que han ganado.

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Miami-Car-Accident-Lawyer-1-300x200¿Sabía que alrededor de 6 millones de estadounidenses están involucrados en un accidente automovilístico cada año? Esto no solo resulta en muchas lesiones y muertes, sino que también conduce a costosas reclamaciones de seguros y batallas legales.

No saber qué hacer después de un accidente puede aumentar sus niveles de estrés incluso más que el incidente en sí. También significa que podría perderse los pasos que lo ayudarán con su reclamo de seguro o cualquier acuerdo legal posterior.

Afortunadamente, puede prepararse para mantenerlo a usted y a sus pasajeros seguros, contactar a las partes necesarias y obtener evidencia de importancia necesaria para su reclamo. Siga leyendo para aprender siete pasos para manejar un accidente automovilístico.

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Trucking Company and Truck Driver Safety

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Taking to the wheel of a semi, tractor trailer, or 18-wheeler requires much more than driver awareness; it also requires proper safety measures on behalf of the trucking company and all those in charge of vehicle maintenance and loading or unloading the freight to be transported. Trucks carrying heavy cargo or hazardous materials that can jeopardize the health or wellbeing of other motorists or society, must abide by strict measures and ensure proper loading and unloading procedures. Cargo must meet the required weight limits by not exceeding their load capacity. Furthermore, cargo must be securely fastened, and precautionary steps should be taken in the event of an accident or an unexpected or aggressive maneuver that ends in a rollover or cargo spillage. Hazardous materials such as chemical substances, fuels, or other liquids, must be properly loaded and transported in containers that are prepared to withstand the impact from an accident or controlled if spilled onto roadways. Though driver negligence is top of mind when it comes to a trucking accident, they are not always at fault. Third-party negligence plays a huge part in many trucking accidents on Florida roadways. Poor weather conditions may also place truck drivers at high risk of suffering an accident. Large rigs that are hauling heavy cargo are very difficult to maneuver under heavy rains or poor road conditions in which they must make aggressive maneuvers such as sudden stops or diversions. In this article we will look at some of the causes behind trucking accidents and how they can be adverted.

Before looking at some of the reasons behind trucking accidents, it’s important to note that some 500,000 trucking accidents take place every year in the U.S.A. Sadly, close to 10% of those in tragically and with some 800 truck drivers killed yearly from truck related accidents. This is because when a truck slams into a passenger vehicle or motorcycle, the chances of suffering a fatality are very high, especially when accidents occur at high speeds and on highways or in rural areas; which account for close to 65% of all fatal trucking accidents. According to the Insurance Institute for Highway Safety, passenger vehicles represent 98% of all truck accident victims. Nevertheless, truck drivers and trucking companies are not always at fault. Let’s look:

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QUÉ HACER SI ERES EL PASAJERO EN UN ACCIDENTE DE UBER

Uber-accident-Lawyer-in-Miami-Perazzo-Law-200x300Cuando necesite compartir el viaje, lo último que esta pensando es la posibilidad sufrir un accidente dentro de un Uber. Leer abajo para entender qué hacer si eres el pasajero.

Con el creciente número de estadounidenses usando aplicaciones para compartir viajes, saber cómo mantenerse a salvo durante un viaje en Uber o Lyft es muy importante. Si usted es uno de los 36% de los adultos de EE. UU. Que usan un servicio de transporte compartido, probablemente se haya preguntado qué sucedería si tuviera un accidente mientras estaba en un Uber o Lyft. Después de todo, es una pregunta racional con muchas implicaciones potenciales.

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Cuando la muerte injusta sucede dentro de una ambulancia

AMUBLANCE-ACCIDENT-LAWYER-2-PERAZZO-LAW-225x300Si bien no solemos asociar a nuestros socorristas con hechos de muerte injusta, ¿qué sucede cuando ocurre una negligencia dentro de una ambulancia?

Cuando escuchas el término “muerte injusta” o lees un artículo periodístico sobre negligencia médica, es probable que te imagines a un cirujano. Quizás él o ella ha dejado un instrumento dentro de la cavidad corporal del paciente durante la cirugía. O tal vez piense en un anestesiólogo que ha realizado un error de cálculo y, por lo tanto, le da al paciente una dosis letal de anestesia.

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Miami-Car-Accident-Lawyer-300x200Cuando un carro se estrella contra objetos como árboles o postes de luz, experimentará algún tipo de daño; ya sea un faro roto, el parabrisas rajado, el airbag desplegado o incluso la destrucción total. El seguro de colisión ayuda a cubrir los costos de reparación del propietario del vehículo.

INFO BASICA SOBRE SEGURO DE COLISIÓN

Un automovilista que conduce por una carretera a alta velocidad a veces puede perder el control de su vehículo y sufrir un accidente por vuelco. En condiciones climáticas adversas o condiciones de la carretera, un vehículo fuera de control puede terminar chocando con un divisor de cemento o deslizándose a lo largo de barandas de acero. Si ocurre alguna de estas situaciones, el seguro de colisión ayudará a pagar los daños a su vehículo. Esto hace que el seguro de colisión sea altamente recomendable para aquellos que manejan autos caros o aquellos que disfrutan de la adrenalina que proviene de conducir a altas velocidades a lo largo de las carreteras y calles de Miami. Sin embargo, algunos propietarios de vehículos no tienen otra opción, ya que los automóviles o camiones arrendados o financiados a menudo pueden verse obligados a llevar un seguro de colisión hasta que su vehículo se pague por completo. En caso de accidente, su vehículo estará cubierto independientemente de la falla. Si tiene la culpa, no existe otra política, que no sea la cobertura general, que cubra los daños de su vehículo. Desafortunadamente, el seguro de colisión no cubre contra accidentes de golpe y huida; daños a otros vehículos, robo o daños por desastres naturales como huracanes; que puede derribar postes de luz o causar inundaciones que causen daños a la propiedad. Además, el seguro de colisión no paga las facturas médicas para tratar lesiones corporales.

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WHAT TO KNOW ABOUT TRUCK ACCIDENTS IN MIAMI

TRUCK-ACCIDENT-PERAZZO-LAW-4-274x300A truck accident in Miami, or any other Miami-Dade city or suburb, can result in damages and injuries that will require legal representation by a professional truck accident attorney. Why? Because over half a million trucking accidents occur yearly across the U.S., with roughly 10% of those truck accidents ending in fatality. Furthermore, filing an insurance claim for compensation against an insurance company is no walk in the park, as insurance providers are in the business of making money not spending it. Thus, insurance companies will most often offer accident victims a settlement which is lower than their real claim value. Only a dedicated and experienced truck accident lawyer will be able to maximize an insurance claim and make sure just compensation is granted to the accident victim.

In Miami, a truck accident on a congested street can affect, not only other motorists, but also bikers, joggers, pedestrians, and anyone making their way amid traffic. This is because city streets are now designed for trucks, and neither is today’s modern society; which spends more time looking down at their phones rather than where their going. In other words, cell phones are distracting people when they are walking, driving, eating, and partaking in any activity in which their hands has access to their phones. Texting and driving among passenger cars, for example, is one of the leading causes of traffic accidents in Miami. A truck driver negligently using a cellphone to text & drive, or that is distracted by a GPS service, can easily be involved in an accident. At present, private and commercial vehicles are relying heavily on GPS service such as Google Maps and Waze to help them reach their destination more quickly. This has led to a rise in traffic along suburban streets and a cause for concern among rural communities as well.

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WHAT HAPPENS AFTER A CAR ACCIDENT?

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In Miami, car accidents occur on a regular basis. That is why, it’s best to know what to do after motorists, and even passengers, are involved in an accident. Regardless of fault, the motorists involved must take certain measures to address any injuries, damages, or potential losses as a result of the collision. Much of what happens after a motor vehicle accident depends on the severity of the collision and the extent of injuries or damages (See 10 Basic Steps Following a Car Accident). This article, however, is not about what to do immediately after an accident, but rather, dealing with the legal implications and the insurance claims that may eventually follow. The victims of injuries, damages or losses will must likely file an insurance claim through a personal injury lawyer to receive compensation to cover medical expenses, repairs, lost wages, or even wrongful death. Florida motor vehicle owners are obliged by law to carry Personal Injury Protection (PIP) and Property Damage (PD) Coverage to help cover medical bills and property damage expenses in the sum of $10,000. However, $10,000 will not go a long way may easily be exhausted in a minor fender bender that ends in a broken nose. For this reason, motorists should know about what kind of coverage they carry and how far it will go to protect their finances and assets; regardless of fault. For example, a motor vehicle accident that involves an uninsured motorist at fault, may lead to the accident victim having to pay out of pocket for medical treatment. In fact, Florida is among the top five U.S. states with the highest percentage of uninsured motorists behind the wheel (see Uninsured Motorists). This said, many motorists are under the false impression that they will automatically receive money for their injuries just because they have insurance. Not so unless they carry one of the more costly insurance policies available in Florida such as: Comprehensive, Bodily Injury, Umbrella, etc. (see Insurance Policies for Florida Motorists). Individuals that can afford to carry those insurance policies will most likely only have to deal with the physical and mental ordeal caused by an accident, whereas those that carry basic coverage like PIP and PD, will also have to face the financial pitfalls of an insurance claim brought about against by an insurance claim lawyer if they are found at fault and  for an accident. Fault is fundamental in an accident claim for compensation and it is very important to hire the best car accident attorney to handle an insurance claim. It is important to highlight that insurance companies do not like paying out and will do everything in their power to minimize the injuries and/or damages in an attempt to save money. After all, insurance providers are in the business of making money not spending it. Most often, the other motorist will try to deny fault, as the consequences of admitting to fault will have a negative effect on their insurance premiums as well as their financial situation. That is why, hiring an experienced and trusted car accident attorney if fundamental following a motor vehicle accident because the accident victim will need someone fighting for justice and watching out for their best interests.

PLAWIn Miami, the Perazzo Law Firm strives to provide its car accident clients with the best possible legal representation when seeking compensation for injuries, damages, or losses from those at fault. After having sought medical attention to treat any injuries, and after having notified the authorities, the best thing to do is to contact our Miami or North Miami Beach law office ONLINE for a FREE initial consultation.

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The Undervalued Importance of Uninsured Motorist Coverage

car-crash-in-miami-lawyer-300x242Though PIP (Personal Injury Protection) and PD (Property Damage) insurance are mandatory in Florida, uninsured (UM) and under-insured motorist (UIM) coverage tend to fly under the radar when it comes to the value they add when an accident occurs; especially when accident victims suffer severe personal injuries, damages, lost wages or wrongful death. According to the Perazzo Law Firm’s professional and experienced staff of car accident attorneys, uninsured motorist insurance (UM) is perhaps the most important insurance coverage a vehicle owner can carry. Why? Because the number of uninsured or under-insured motorists on Florida roadways and city avenues and streets is overwhelming. In fact, Florida ranks 5th nationwide when it comes to uninsured drivers. Another reason why UM is so highly recommended by the Perazzo Law Firm, is that UM is relatively cheap compared to the medical expenses that personal injuries may entail following an accident. Though PIP will cover your personal injuries for as much as $10,000, not all of it will go to cover your medical expenses (see PIP), which will undoubtedly surpass said amount for even a minor injury such as a broken nose. Furthermore, PIP fails to contemplate the victim’s suffering, lost wages, or damages to the accident victim’s vehicle.  Thus, the accident victim will need to pay out-of-pocket to cover the costs brought on for another motorist’s negligence. To safeguard your finances in the event of an accident involving an under-insured or uninsured motorist, in Miami, the Perazzo Law Firm, highly recommends contacting your insurance provider and ask about UM. In most cases, insurance companies do not offer UM because it is relatively cheap and they will have to pay-out in the event of injuries and losses that the policy holder has to face. Furthermore, it’s no secret that insurance companies are in the business of making money not spending it; hence, their reluctance to raise the policy holder’s awareness to the overall importance of carrying UM. Though UM offers great value in the event of an accident with a motorists that only carries PIP and PD, it is of enormous value when the driver at fault has no insurance. Motorists that have no insurance usually have limited assets, thus, they would not be able to cover any of the accident victim or victims’ losses. It is important to point out that purchasing UM is only possible when the vehicle owner carries Bodily Injury Coverage (BI), which covers the policy holder’s assets if found at fault for an accident that leads to personal injury, losses, or wrongful death. Also, there are two types of UM available: Stacked and Unstacked.

UNINSURED MOTORIST COVERAGE BASICS & EXAMPLES

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