IN MIAMI, THE PERSONAL INJURY LAWYER, JONATHAN PERAZZO OF THE PERAZZO LAW FIRM, ANSWERS THE QUESTION; “WHEN IS AN UBER DRIVER AT FAULT FOR AN ACCIDENT?”
Uber Drivers and Liability for Accidents
An Uber driver may be found at fault for an accident if he or she has acted negligently while behind the wheel of his/her vehicle and caused an accident. At the scene of the accident, a police officer will write a report and if found at fault, the Uber driver will receive a citation, usually for careless driving, failure to yield to oncoming traffic, or failure to yield to right of way, etc. The police report and eyewitness testimony are usually the two most important factors for determining fault in an accident that involves an Uber driver. Almost all Uber accidents will involve one or more of the following:
- Another car, SUV, or truck
- A motorbike
- A cyclist
- A pedestrian
- Fixed objects such as light poles
- Or other third-party victims
Following an Uber accident that initially finds the Uber driver liable, a Perazzo Law Firm Uber accident lawyer in Miami will gather all pertinent information and testimony with which to file an insurance claim for compensation to present to the Uber driver’s insurance provider. Most often, Uber drivers are provided with a $1 million policy consisting of the following:
- Uninsured motorist coverage: which helps cover personal injury in the event that the other vehicle/s involved have no insurance with which to cover medical expenses or losses.
- Underinsured motorist coverage: which helps cover medical expenses that exceed the $10,000 provided by PIP (Personal Injury Protection).
- Bodily Injury coverage: which covers medical expenses and lost wages that the accident victim/s suffer as a result of the Uber accident when the Uber driver is or isn’t at fault.
- Comprehensive coverage: which helps cover the cost of replacing or repairing a vehicle that has been stolen or damaged in situations that do not involve collisions. This may include fire, vandalism, or damage from adverse weather conditions.
- Collision coverage: which helps cover the cost of repairing or replacing a vehicle that is damaged in a collision that involves another motor vehicle or fixed object.
However, Uber mandates that all Uber drivers carry car insurance that includes the supplemental insurance coverages mentioned above while the app is on. However, when the app is not on, their personal vehicle insurance policy covers Uber drivers. It’s important to remember that regardless of fault, Uber drivers and passengers are covered from the moment the Uber App is on. Thus, if an accident occurs before, during, or after the Uber ride, the Uber driver is covered. Uber drivers usually pay about $1,200 to $2,400 annually for insurance coverage. A cheaper alternative is rideshare insurance, for $10 to $350 per year, depending on your location and insurer.
DETERMINING FAULT IN AN UBER RIDE
An Uber driver may be undeniably at fault for an accident when it is clear that the Uber driver acted negligently while behind the wheel.
Some of the main acts of negligence by an Uber driver may include one or more of the following:
Cellphone use while driving: negligent cellphone use is one of the main causes of accidents today. An Uber driver may be easily distracted by their cellphone when using a GPS service to reach their destination. Sometimes, an Uber driver may use their cellphone to text, talk, activate an app, or even check for other rides. If you are an Uber passenger and your Uber driver is using his/her cellphone at the time of the accident, he/she will almost certainly be found at fault for the Uber car accident.
Careless driving: not paying attention to the road for whatever reason is something that most drivers do every now and then. Most rear-end collisions, which are among the most common accidents faced by Uber drivers, are the result of not paying attention to traffic ahead, especially traffic that is slowed or stopped for whatever reason. When an Uber driver is careless and an Uber car accident occurs, the police officer arriving at the scene of the Uber car accident will be able to quickly determine fault by gathering statements from those involved, as well as inspecting the damage to vehicles. Slowed or stopped traffic ahead is common at intersections or on roadways experiencing heavy traffic. Uber drivers may be distracted by conversation or by the GPS instructions appearing on their cellphones display screens. Failure to yield to oncoming traffic is another example of careless driving, especially at intersections, on/off ramps, roundabouts, parking lot exits, and even driveways. When a police officer cites an Uber for careless driving following an Uber car accident, the Uber passenger or Uber car accident victim, will most often be able to settle for just compensation through an insurance claim filed by a personal injury lawyer acting on behalf of their client.
WHAT TO DO FOLLOWING AN UBER ACCIDENT
No matter where you are in South Florida, the Perazzo Law Firm in Miami handles Uber car accident cases successfully given their experience representing Uber accident clients after they fall victim to negligent Uber drivers. Though an accident is an accident, many Uber drivers can prevent accidents by driving responsibly. But what should an Uber accident victim do following an Uber accident? In Miami, the car accident lawyers at the Perazzo Law Firm advise Uber accident victims to treat the Uber accident just like any other car accident. Thus, they should follow these steps:
- Contact the authorities and report the accident and any bodily harm
- Save your Uber ride information
- Seek medical care after the incident
- Keep all medical records
- Contact the Perazzo Law Firm
If you, a friend, or relative was involved in an Uber car accident or Uber related incident that led to injuries or damages, contact the personal injury staff at the Perazzo Law Firm in Miami-Dade ONLINE now for a FREE initial consultation and ZERO OUT-OF-POCKET FEES to our Uber car accident clients in Miami-Dade, Broward, and Orlando.
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